VALID Systems, a leading account-based decisioning and machine learning model provider that works with banks to improve the customer experience and reduce risk, has added Gaurav Jain, a former Senior product Manager at Capital One, has joined as Senior Vice President of Credit and Product Innovation.

Jain will oversee the alignment of VALID’s account-level decisioning and machine-learning capabilities around new-use cases and will identify new solutions, including how to best utilize bank account data for credit-risk decisioning. Jain began his career as a risk analyst intern for Deutsche Bank. Prior to joining VALID, he spent 11 years at Capital One, most recently as head of product marketing and analytics and senior product manager.

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